Curtis Ward

🍁 October has arrived in the Lowcountry! 🏡🍂 There’s something special about this time of year in Pawleys Island and Georgetown County. From crisp fall mornings and college football Saturdays to oyster roasts and evenings spent with family and friends, October is a great reminder of why we love calling the Lowcountry home. As the year winds down, it’s also a great opportunity to make sure you and your family are prepared for whatever life brings. I’m Curtis Ward, a second-generation State Farm Agent, and my team and I are proud to help our neighbors protect the people, homes, and businesses that matter most. Whether you’re new to the area or have called the Lowcountry home for generations, we look forward to serving you!

Born and raised in South Carolina and a graduate of The Citadel, my wife Kayla and I are grateful to call Georgetown County home. Community means everything to us 🤝, and when you visit my office, you’ll find friendly conversations, clear explanations, and a team that truly enjoys helping neighbors.

Every season brings new milestones —new homes 🏠, new drivers 🚙, growing families 👨‍👩‍👧‍👦, and new businesses 🏢. My role is to help you understand your options and choose policies that fit your stage of life and coastal lifestyle. From storm season ⛈️ to road trips 🧳 and everything in between, I work with individuals and families across Pawleys Island and nearby areas to keep things running smoothly.

🌟 Insurance Products I Offer 🌟

🚗 Auto insurance – Helps support your vehicle on everyday drives and scenic coastal road trips

🏡 Homeowners insurance – Designed for houses in South Carolina’s unique coastal climate

🏖️ Condo insurance – Built for condo living near the beach

🧳Renters insurance – For those leasing apartments or homes in the Pawleys Island area

🚤 Boat insurance – Ideal for life on the water and weekend adventures

🏍️ Motorcycle insurance – For open-road cruising across the Lowcountry

🌊 Flood insurance – Important for coastal and low-lying properties

❤️ Life insurance – Helps support loved ones through life’s changes

🩺 Health insurance – For individuals and families seeking medical coverage

🏢 Business insurance – For local shops, offices, and service-based operations

🛡️Liability insurance – Adds an extra layer of support beyond standard policies

I enjoy working with people relocating to Pawleys Island 🌴 as well as long-time residents who want to review what they already have. My team and I focus on clear conversations 💬, responsive service ⚡, and strong relationships with the community we serve.

📞Stop by, call, or text my Pawleys Island office today to request a free insurance quote 💻 and learn more about auto, home, life, and business insurance in South Carolina.